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What is it? What are the benefits?
Support for the maintenance of jobs, to be paid in two installments during the first half of 2021. This support is equivalent to two minimum national wages per worker.
Companies that benefit from this support are prohibited from dismissing workers, namely, through collective dismissal and extinction of jobs up to two months after the end of the support.
Since the support is exclusive for micro-companies, it can amount to a maximum of up to € 11,970 per beneficiary company, i.e. € 1,330 per worker (two minimum national wages).
It should also be noted that this support cannot be attributed simultaneously with support for the progressive recovery. In other words, micro-companies that are covered by the simplified lay-off scheme and are interested in this new support, will have to give up the first to receive the second.
Who can benefit?
This support is exclusive for micro-companies (up to 10 jobs) with revenue drop of above 25%.
How to access?
Not yet published by the government.
Relevant Legislation:
This is financial support for companies in a business crisis associated with a regime of temporary reduction of the normal working period, with a view to maintaining jobs, gradually resuming economic activity and the phased repayment of workers' pay. This support has differentiated solutions depending on the applicable business crisis scenarios. Thus, the support modalities vary depending on the intensity of the revenue drop suffered by companies and evolve over the last five months of 2020.
This measure was extended until the end of the first half of 2021.
What are the benefits?
Its operationalization consists of the following benefits:
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Until December |
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Eligibility |
≥ 25% and < 40% revenue drop |
≥ 40% and < 60% revenue drop |
≥ 60% and < 75% revenue drop |
≥ 75% revenue drop |
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Measure |
Reduced working hours up to 33% |
Reduced working hours up to 40% |
Reduced working hours up to 60% |
Reduced working hours up to 100% |
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Contributions to |
Large companies: no reduction |
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SME: 50% reduction |
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Remuneratory compensation |
Hours worked: 100% |
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Hours not worked: between 80% and 88% |
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Social security support |
Hours worked: 0% |
Hours worked: 35% |
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Hours not worked: 70% |
Hours not worked: 100% |
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Payment to the worker or manager |
100% up to 3 national minimum wages (no additional effort for companies, as before it would be 88%) Managers with permanent workers and social contributions made in the company are eligible. |
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Micro-enterprises with a revenue drop above 25% will also have access to "simplified" support, which provides for two national minimum wages per worker, paid in two tranches in the first half of 2021.
Conditions for the adoption of the mechanism:
Who can benefit?
The support covers employers of a private nature, including those in the social and solidarity sector, which have been affected by the COVID-19 pandemic and who are in a business crisis situation (revenue drop equal to or greater than 25%), have or have not benefited from the simplified lay-off scheme. The revenue drop must be verified in the full calendar month immediately preceding the calendar month the initial request for support or extension refers to, compared to the same month of the previous year or to the monthly average of the two months preceding that period, or for those who started the activity less than 12 months ago, compared to the average monthly revenue between the beginning of the activity and the penultimate full month prior to the calendar month the initial request for support or extension refers to.
How to access?
In order to access the extraordinary support for the gradual resumption of activity with temporary reduction of the normal working period, the employer must submit an electronic application, in its specific form, through direct social security portal, with the employer's statement and the statement of the certified accountant (Mod. 3058-DGSS) attesting to the situation of business crisis.
The amount to be received can also be estimated using the following Simulator.
For more information, please refer to the Social Security, DGERT and the official statement of the government for this incentive.
Relevant legislation:
Decree-Law No. 46-A/2020 of July 30
This measure constitutes a special system of support for hiring in the context of the direct costs associated with the jobs created, in particular the costsfor remuneration, plus the respective contributory expenses borne by the employer, for a maximum period of 36 months. The hiring support for remote working is part of the CO3SO Employment + Programme.
What are the benefits?
When up to three new jobs are created, support for each hired worker can reach €1,500 per month. After 36 months, this support totals 54,700 euros. The support can be increased, reaching 1,900 euros per month and totaling 68,400 euros after 36 months, in the following cases:
Who can benefit?
The support is intended for coastal companies that create jobs in the interior under a remote work scheme, allowing them to receive an additional 0.5 IAS (Indexante de Apoios Sociais), per job, for each month of support, regardless of the number of jobs created. The amount of support is 219 euros per person.
How to access?
The management of this measure will be up to local action groups (LAGs), entities committed to local work and the development of the territory based on local development strategies.
For more detailed information, please consult the Portugal 2020 contest website.
Relevant legislation:
The ATIVAR.PT incentive measure replaces the previous Contrato-Emprego measure.
Please visit the IEFP portal for more information on employment incentives.
This measure aims to capture external investment to densify production chains and engineering centers in order to obtain production of basic materials, mechanical and electronic equipment, sensors, medicines and other medical products and devices, food products, technologies associated with energy and ecological changes, in order to improve the integration of our companies in the chains of European strategic autonomy.
Its main objectives are: (1) promoting direct contact between producer and consumer and (2) encouraging less intensive and environmentally sustainable cultural practices.
Investment projects for 'Short chains and local markets' may benefit from support provided that they have a total eligible cost, calculated in the course of analysis, equal to or greater than € 500 and equal to or less than € 50 000.
The amount of support may thus be used for a set of operational costs, including overheads, which are eligible for up to 5% of the remaining costs. Transport, food, and other costs are part of the eligible costs.
Who can benefit?
The following entities may benefit from the support provided for in this chapter, individually or in partnership:
In addition, any eligible entity shall comply with the specific conditions of access set out in the Specific Technical Guidance No. 125/2020".
What investments are eligible?
Investments in eligible shares with a total cost of 500€ to 50,000€. The eligible actions in the "short chains" component are as follows:
How to access?
To submit an application, please register at the Balcão do Beneficiário. For more details, please refer to the supporting documents available on the PDR 2020 website.
For more information on this incentive, please refer to the Specific Technical Guidance No. 125/2020 and the Analysis Standard N4/A4/10.2.1.4/2020 of the PDR. Please also see the other supporting documents available on the PDR 2020 website.
Relevant legislation:
This measure aims to boost investment in the agri-food/agricultural sector by:
Who can benefit?
Young farmers; Organic farmers, groups, and producer organisations.
How to access?
This measure is part of the Rural Development Programme 2014-2020, with a set of tenders that can be seen on the dedicated PDR applications page.
What is it? What are the benefits?
Program lasting 1 year, providing the company with the necessary skills to develop and enhance its brand, adapt to regulatory requirements, drivegrowth in foreign markets, leverage its added value, find partners and financing, etc. It focuses on consulting, training, networking (supplier networks, integration into value chains, external partners, etc.)
Who can benefit?
Programme focused on mature (>5 years) and viable companies, in strategic or systemic sectors.
How to access?
This programme has not yet been implemented, as such does not have additional information, with the exception of the Resolution of the Council of Ministers No 41/2020.
Programme to support micro-enterprises and SMEs, from the secondary and tertiary sectors, to finance investments to adapt and modernise establishments and production units within the context of COVID-19.
Who can benefit?
Micro-enterprises and SMEs in the secondary and tertiary sectors.
What investments are eligible?
The programme will focus on investment expenditure related, for example, to:
How to access?
Application information can be found at the Balcão 2020.
For more information, please visit the websites of IAPMEI and Tourism of Portugal, as well as the website of the PEES and adaptar.pt.
Relevant legislation:
Digital Commerce is an ACEPI programme, co-financed by Compete 2020, Portugal 2020, and EU-ERDF, aimed at micro-enterprises and SMEs in the local retail and service sectors.
The program promotes the digital transition of companies that do not yet have an online presence, supporting:
Who can benefit?
Micro, small and medium-sized enterprises in the local retail and service sectors.
How to access?
Access to this measure should be carried out directly through the official page of the Digital Commerce initiative.
For more information, please consult the official page of the Digital Commerce initiative and respective academy, as well as the Portugal 2020 page and the official promotional video of the initiative by the competent Secretary of State.
The Trade Modernisation Fund for micro and small enterprises of local retail and services will:
Who can benefit?
Micro and small enterprises in the retail and service sectors.
How to access?
Information on access to the measure can be found on the IAPMEI page.
Relevant legislation:
Financial support for companies in the areas of the maritime economy: net support to 50% for the annual hiring of graduates or masters or doctorates in marine or related areas for the various areas of the blue economy including to support the management of these SMEs.
Who can benefit?
Young graduates, masters or doctorates; Technology-based and scientific entrepreneurs; Fishermen.
How to access?
Not yet disclosed.
What is it? What are the benefits?
The Bolsa de Valor platform will facilitate the purchase and sale of smaller companies, promoting the meeting of different parties and ensuring transparent, standardized information and financing solutions.
How to access?
The platform is not yet available, however, please see more information in the Economic and Social Stabilisation Programme.
What is it? What are the benefits?
This support aims to reimburse the expenses demonstrably borne by beneficiaries in initiatives or actions cancelled or postponed for reasons related to COVID-19, provided for in approved projects. Where, for reasons not attributable to companies and other private beneficiaries of the programme, it is not possible to validate the payment request within 20 working days from the date of its submission by the beneficiary, the application shall be settled as an advance payment, up to a maximum of 70% of the public support corresponding to it.
If the applicant does not have sufficient financial means, a payment request may be submitted on the basis of an invoiced but not yet paid expenditure, which is considered as advance payment, provided that the sum of advance payments already made and not justified with expenditure submitted and validated does not exceed 50% of the public expenditure approved for each project.
How to access?
The request for payment of expenses in advance based on invoices may be made through the Mar2020 platform.
For more information, please see the new measures of Mar2020.
Relevant legislation:
What is it? What are the benefits?
The Ministry of the Sea has decided to adopt, under the Blue Fund, the following extraordinary measures, with effect from 8th May:
For more information, please see the page of the Directorate-General for Sea Policy.
Relevant legislation:
What is it? What are the benefits?
Non-refundable support for the payment of commercial rent for companies that record large revenue drop.
Payment will be made in two tranches during the first half of 2021.
How to access?
Information to be made available after disclosure by the Government.
For more information, please refer to the official document published by the Government.
Relevant legislation:
What is it? What are the benefits?
Exceptional and complementary support to those already in force, equivalent to 20% of the average drop in revenue recorded on the two weekends with more intense restrictions compared to the average of all weekends this year, to cover fixed costs not yet covered by other measures.
To access this measure, the restaurant must commit to:
Who can benefit?
Restaurants with:
How to access?
Business owners must, after 25th November, communicate in the portal 2020, on their honor, the revenue made on the two weekends of lockdown.
For more details, please see the Estamoson page and the respective document which contains information on this incentive for restaurants.
What is it? What are the benefits?
The Apoiar.pt measure consists of a non-refundable grant to support micro and small enterprises with revenue drop, which act in the following sectors: (i) retail and services open to consumers with closure decreed in March 2020; (ii) cultural activities; (iii) accommodation; (iv) restaurant sector.
The amount to be given to each company will be calculated based on the percentage of revenue drop in the first three quarters of 2020, up to a limit of:
Companies using this fund are therefore obliged to maintain employment and not to distribute profits or other funds to partners.
Companies whose establishments have been closed since March may have an increase in support, up to:
Who can benefit?
The eligibility criteria for this fund are as follows:
How to access?
To access this fund please consult the Tourism of Portugal and the IAPMEI.
For more details, please see the information page of Tourism Of Portugal, the FAQs of the APOIAR Programme, and Notice No. 20/SI/2020 of COMPETE 2020.
This incentive will be available until the €600M budget allocation is exhausted.
NOTE: according to the List of Eligible Activity Codes of measure APOIAR.PT, the monitoring of the execution of projects in the sectors of Accommodation, Restaurant Sector and Similar, Tourist Activities (some Classification of Economic Activities - CAE) and other Cultural Activities (some CAE) is the responsibility of Tourism of Portugal. Projects in the remaining eligible sectors of activity are monitored by IAPMEI.
What is it? What are the benefits?
The Short-Term Export Credit Insurance Line is a COSEC export credit insurance line, guaranteed by the Portuguese State, for the coverage of export operations of goods and services, with national incorporation, for minimum amounts of 20,000.00 € and with a credit period up to 2 years.
In the form of Export Credit Insurance, a credit insurance policy is issued whereby the exporter Portuguese may cover the risks associated with the importing company (commercial risks) or the country of import (political/extraordinary risks), whether they occur in the preparation phase of the order, or after dispatch of the goods/service.
In the case of State Guaranteed Credit Insurance, the coverage of political and extraordinary risks associated with the importing country is at stake, such as acts or decision of the Government of the country of import, expropriation, nationalization, confiscation, difficulties in transferring, conversion, and general moratorium, wars, riots, and catastrophic events.
State Guaranteed Credit Insurance may assume different modalities, such as Export Credit Insurance; Financial Credit Insurance (in individual operation or credit line); Secure Deposit; Portuguese Investment Abroad Insurance.
Who can benefit?
Companies with export business in all markets, except countries with negotiable risks, namely:
How to access?
The application must be formalised by completing the online form.
For more information, please see the insurance promoter's page (Cosec) and AICEP page.
Relevant legislation:
OpenCall202020 makes available to companies, especially small and medium-sized enterprises (SMEs), the liquidity in the real estate investment funds it manages. It will be implemented through a financial instrument characterized by the sale and subsequent long-term lease of a property, safeguarding the right to buy back the property.
| Maximum amount per operation |
Purchase price | Lease term | Rent | Guarantees |
| 5,000,000€ | Corresponds to a maximum of 90% of the average value of the valuations of the property |
up to 15 years |
Annual, paid monthly, corresponds to a fee on the value of the operation (between 2.5%, for the case of real estate operations located in low-density territories, and 4% for the remaining operations). | To be defined by TourismFunds according to the characteristics of each operation and proposing entity. |
This measure has as main targets, companies that own real estate properties for tourist or industrial activity. Other targets include companies that, whether or not they own the property subject to the operation, develop or intend to develop tourist activity.
Conditions of eligibility of companies:
Conditions of eligibility of real estate properties:
What are the conditions of the operation?
How to access?
To access this fund please submit the application through the dedicated page of Tourism of Portugal.
For more information, please consult the Tourism of Portugal page.
Relevant legislation:
What is it? What are the benefits?
Fund, to be managed by Banco de Fomento, for participation in capitalization operations of viable companies with high growth potential, in strategic sectors and targeting external markets, with temporary public intervention and preferential co-investment mechanisms.
Who can benefit?
Companies
How to access?
This fund is not yet available, however, please see more information on the PEES page.
Who can benefit?
| Maximum amount Medium-sized enterprises: 1.500.00€ Small Mid-Caps and Mid-Caps: €2,000,000 |
Mutual Guarantee up to 80% of the outstanding capital |
Grace period up to 18 months |
Deadline for operations up to 6 years |
Who can benefit?
Micro and Small Enterprises, with SME Certification, (includes Individual Entrepreneurs (ENI), with and without organized accounting, with SME Certification).
General conditions:
Maximum amount
Micro-enterprises: 50,000€ Small businesses: 250,000€ |
Mutual Guarantee up to 90% of the outstanding capital |
Grace period up to 18 months |
Deadline for operations up to 6 years |
How to access?
Please consult the information mentioned above, which applies to all credit lines.
For more information, please see the IAPMEI page on the various credit lines and the specific page of this incentive, as well as the Tourism of Portugal.
Who can benefit?
Micro-enterprises in the tourism sector and other economic activities with an emphasis on tourism, with up to 10 employees and annual turnover or total annual balance sheet of not more than 2 M€.
Of the € 100m of endowment, € 90m is earmarked for micro-enterprises and € 10m for small companies.
Loan amount
750€/month/job existing in the company on 29th February 2020, in the case of micro-enterprises, or on November 30, 2020, in the case of small companies, multiplied by the period of three months, maximum of 20,000€ for microenterprises and € 30,000 for small companies. Of the amount of the support granted, 20% of it can be converted into a non-reimbursable incentive, provided that, as of 30th September 2021, the maintenance of the number of existing jobs in the company on 29th February 2020 for microenterprises and on 30 November 2020 for small companies is demonstrated.
How to access?
Applications are submitted through the form available in the SGPI. To access it please refer to Tourism of Portugal.
Relevant legislation:
Normative Order No. 10/2020, which changes Normative Order No. 4/2020, of 20 March
Conversion of 20% of the credit granted as non-refundable in case of maintenance of jobs.
A total of €4,000 will be made available for each job, of which €800 as non-refundable grant.
Companies using this grant are therefore obliged to maintain employment and not to distribute profits or other funds to partners.
Who can benefit?
SMEs and Mid-cap that provide support services to cultural, festive, sporting, or corporate events.
How to access?
This line of credit is not yet available and will be promoted by Banco Português de Fomento (Statement by the Council of Ministers).
For more information, please see the website Estamos ON, the official document, and the latest document released by the Government.
What is it? What are the benefits?
Conversion of 20% of the credit granted as non-refundable in case of maintenance of jobs.
A total of €4,000 will be made available for each job, of which €800 as non-refundable grant..
Who can benefit?
Industrial enterprises with high turnover from exports of goods and tourism companies.
How to access?
This line of credit is not yet available and will be promoted by Banco Português de Fomento (Statement by the Council of Ministers).
For more information, you can consult the website Estamos ON and their official document and the latest document released by the Government.
Eligible and ineligible transactions - across all credit lines
Eligible: Financing treasury needs.
Not eligible:
How to access? (for all credit lines)
Please contact the Mutual Guarantee Society that works with the company's headquarters (https://www.spgm.pt/pt/sociedades/) and request additional information.
Then, the company should contact one of the following participating banks and request the documentation and information necessary to prepare the application for the Credit Line:
What is it? What are the benefits?
Measure to change the exceptional regime for situations of late payment of non-residential rent.
Tenants may now defer payment of overdue rent under the following conditions:
However, the following conditions still apply:
Tenants who wish to defer rent payment should inform the landlords of such intention within 20 days after 30 December 2020.
Who can benefit?
For non-residential tenants, the following eligibility conditions apply:
How to access?
The tenant wishing to benefit from this scheme must communicate his intention to the landlord, in writing and up to five days before the maturity of the first rent in which he wishes to benefit from this scheme, by registered letter with acknowledgment of receipt, sent to the respective address contained in the lease contract.
Relevant legislation:
Law No. 45/2020 of 20th August, which amends Articles 8, 10 and 14 of the Law No. 4-C/2020 of 6th April
The counting of lease contract terms for their termination is suspended until June 30th 2021.
For those closed since March, the beginning of the payment of rent for 2020 and 2021, was deferred until January 2022. This payment can be made in 24 monthly installments. Also for tenants with establishments closed since March, lease contracts must be extended for a period equal to the duration of the closure, with a minimum duration of 6 months after reopening.
The extraordinary and transitory regime for the protection of residential and non-residential tenants provides for the maintenance of the lease agreements in force, even those that the landlord may have refused to renew.
Relevant Legislation:
Law no. 1-A/2020, of March 19th
Law no. 4-A/2020, of April 6th
